Which is a disadvantage of using a credit card as a payment method?Convenient to carry around.Allows you to delay payment.Can be used to buy things online.Charges interest if balance is not paid each month.

Answer:Charges interest if balance is not paid each month.Step-by-step explanation:You'll be charged interest whenever you don't pay the full balance from the previous billing cycle.You'll be charged interest any month you make a cash advance or other type of transaction that does not have a grace period or if your credit card doesn't have a grace period at all.The sum of interest on your credit card account and it is broken down by transaction type: purchases, cash advances and balance transfers. You will be charged interest if you pay less than the full balance or pay after the payment due date.Hope this helps!